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Company Profile
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Check Processing Solutions
The most popular type of non-cash payment in the United States remains the paper check. Billions of checks are written within the United States every year, with over 30 billion projected by 2005. With statistics like these, protection against check fraud and its associated losses becomes paramount to businesses financial vitality.
Check Conversion & Guarantee - NPS has combined all the benefits of check conversion and check guarantee to provide the most powerful check service in the industry today. Merchants are able to convert paper checks into electronic deposits within 48 hours (two business days) while insuring the face value of the check and eliminating any chargeback liability. This service allows merchants to accept checks as safely and conveniently as credit cards.
Traditional Guarantee - Check Guarantee is the most commonly used check service allowing the merchant to insure the face value of the check and protecting the merchant against checks written on non-sufficient funds (NSF). Merchants obtain electronic approval or voice authorization for the transaction and then deposit the checks. Checks that do not clear can be submitted to E-Platinum Group for reimbursement. This reimbursement typically takes 2-4 weeks from the time of receipt of the original item, and is processed electronically via the ACH. It is sent under a specific category, so the merchant can identify that the credit is for a bounced item
Check Conversion - Conversion enables the merchant to convert paper checks into an electronic transaction at the point-of-sale without depositing the actual check. Funds are transferred into the merchants business checking account within five (5) business days via the Automated Clearing House (ACH). Should there be no funds available, the merchant will be notified by fax or telephone within five business days so the customer can be contacted for an alternative means of payment.
FREE CHECK RECOVERY (RCK) NPS Offers this service to merchants who want to take their own risk in taking checks. Then if a check bounces the merchant can either have the check sent directly from their bank to the recovery center or mail them in after a phone call. Then the checks are entered into our system, you receive either an email or a fax to confirm the checks and we attempt to recover the face value of the check plus the allowable state fee. The merchant receives the back the Face Value of the check if recovered. If we cant recover your funds you can either get the checks back or send the checks to Collections.
For more Information on these services and any other of our services call us
TOLL FREE at 1-866-677-2265
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