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Company Profile
• About us
• Contact Information
• Customer Support
Merchant Services
• Merchant Benefits
• Why Accept Credit Cards
• Requirements
• Online Application
Market Solutions
• Retail Establishments
• Mail, Phone, Fax Orders
• Internet Merchants
• Restaurants
• Quick Service Restaurants
• Hotels and Motels
• High-Risk Accounts
• Golf Courses & Clubs
• Fleet Cards
Value-Added Solutions
• Working Capital
• Mobile/Wireless Solutions
• Check Guarantee
• ACH Online Checks
• Volume Discounts
• Gift & Loyalty Cards
Equipment Solutions
• Terminals & Peripherals
• Free Pin Pad Offer
• PC Software
• Virtual Terminal Software
• Equipment Repair
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Requirements and Qualifications
Retail (Card-present Merchants)
* Includes Wireless Merchants
Whether you have a retail storefront, restaurant, hotel, or a service business, your customers expect you to accept credit cards. Nationwide Payment Systems can help you easily set up a merchant account to take credit cards. The entire process will take just minutes of your time and you'll be up and running in a matter of days.
If you meet our approval guidelines, your application can be approved quickly and simply. In most cases you can be approved within 24 to 48 hours and processing transactions.
We have two types of approval guidelines:
Type 1: Auto-Approval If you meet our Auto-Approval Guidelines noted below, it means that you will be approved regardless of the owner's personal credit history. The only exceptions are for merchants in an OPEN bankruptcy that has not been discharged for a minimum of six months, for merchants on Visa/MC's CTMF File (match file), and for merchant applications that have falsified or fictitious information.
Type 2: Approval If you do not meet the Auto-Approval Guidelines, you can still get approved! Your application will simply need to be supported by any one of the following:
- Owner with a good, established personal credit history
- Business or personal financial statements or tax returns
- Current credit card processing statements
Level 1 Auto Approval Guidelines
- 95%+ Card Swiped
- Future Service Liability Less Than 30 Days*
- Acceptable Type of Business
- Visa/MC Monthly Volume Less Than $200K
- Average Ticket Less Than $300
LEVEL 2 (Retail/Service/Trade Show)
- Less Than 95% Card Swiped
- Future Service Liability Less Than 30 Days*
- Acceptable Type of Business
- Visa/MC Monthly Volume Less Than $10K
- Average Ticket Less Than $300
*this means that the product is received by the customer or the service has been completed by the merchant within 30 days of charging the customer's credit card
Internet, Mail-Order, Telephone Order Merchants
We have two types of approval guidelines:
Type 1: Auto-Approval If you meet our Auto-Approval Guidelines noted below, it means that you will be approved regardless of the owner's personal credit history. The only exceptions are for merchants in a OPEN bankruptcy that has not been discharged for a minimum of six months, for merchants on Visa/MC's CTMF File (Match), and for merchant applications that have falsified or information.
Type 2: Approval If you do not meet the Auto-Approval Guidelines, you can still get approved! Your application will simply need to be supported by any one of the following:
- Owner with a good, established personal credit history
- Business or personal financial statements or tax returns
- Current credit card processing statements
Auto Approval Guidelines
- Visa/MC Monthly Volume Less Than $10K
- Average Ticket Less Than $300
- Future Service Liability Less Than 30 Days*
- Acceptable Type Of Business
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